Saturday, May 23, 2020

Management - 1019 Words

On-Line Therapy BSHS 352 On-Line Therapy Like most traditional therapies, online counseling and support could have various effects on various people. Most of those who need mental health services, they have varying personal needs and not everyone could benefit from an online support. There are also people that would find what they are looking for on online mental health services. They are also who would feel more comfortable finding restorative assistance at their own homes rather than typical doctor’s visit. In the Stress Group website, an individual could find essential information in various categories such as depression, anger management, anxiety, counseling and therapy,†¦show more content†¦The online support group works similarly with the traditional group therapy discussions wherein the basic organizational structure and regulations are still in effect without the need to go personally into the sessions. DBSA informs their clients that just like the traditional therapy meetings, client s in online sessions are guaranteed confidentially. Whatever things that has been said in online sessions, stays within the group. It is similar in meeting for Alcoholics Anonymous (DBSA, 2011). Nowadays, there are no existing laws in California that prohibit professionals from offering online services to their clients. However, the time would come wherein certain regulations would be implemented as to what types of services would be provided online. When such a time would come, online therapy sessions would become more accepted as a way of acquiring mental health service (Leslie, 1999). However, Minnesota has promulgated an internet therapy committee which consists of professional therapist, who started to be more aware that the online therapy sessions are becoming more popular. The committee has assisted on creating a set of regulations that would cover all internet services to make sure that all sessions were done in the same ethical and moral standards as traditional services ar eShow MoreRelatedManagement : Management And Management1504 Words   |  7 Pagesassuring an organization to be able to run smoothly is called as Management. Managers are capable to make decisions that will impact an organization in every phase. These decisions vary from employing new staff to taking a company public. Management is not an easy task, and good managers are highly respected. Management is like investment. Its main purpose is to extract the most out of every resource available in the organization. Management can be called as achieving targets in such a way that all theRead MoreManagement : Management And Management Essay1740 Words   |  7 Pagesproposals, and compliance training must meet the standards and requirements of both organizational structures, requiring Mr. Aranda to be fluent in both organizational cultures. Mr. Aranda was chosen for this project due to my observance of his management capabilities over the past twelve years. Mr. Aranda was an engineering technician who then earned a BS in business, resulting in being promoted to Engineering Manager, which enabled me to observe his triumphs and failures, and watch the evolutionRead MoreManagement Theory Of Management And Management937 Words   |  4 Pagesbeen used in company management. However, management of company could not be effective if only rely on theories. In fact, a good company development requires not only suitable theories selection but also consistency with practice in appropriate organization environment. Further, a company’s successful also need team work, creatively to together process. This essay focuses on how to make the company management effectively with some cases. There is no doubt that theory of management plays an importantRead MoreThe Theory Of Management And Management1690 Words   |  7 PagesIntroduction Management is one of the remarkable activities within human society began with a group or to an larger organization that are able to accomplish a same goals and objectives, by defining what is management and how is important to human being society many management theorists have produces (many models that can be used for successful organization change and winners respond to the past and complexity of change and adapt learn and act quickly (Mildred,G. Sonia T. 2008 ) different theoriesRead MoreLeadership, Management And Management1081 Words   |  5 PagesLeadership and Management Businesses require some sort of hierarchy of power to be successful. They cannot operate on the basis that everyone has the same job level if they plan to make a profit. However, the individuals that are placed in the higher power positions fall into two categories, leaders and managers. Many would say these are the same thing, when in reality they are not. They are two different styles that are used when operating a business and using the right one at the right time isRead MoreLeadership, Management, And Management876 Words   |  4 PagesLeadership and Management Name Institutional Affiliation Leadership and Management The achievements of organizations depend on their management and the manner in which their leaders conduct several operations within the organization. It is worth mentioning that successful organizations attribute their positive impacts in the market and general employee-employer relation to the influence spearheaded by the management team (Hiriyappa, 2013). This paper narrows down to evaluateRead MoreManagement And Functions Of Management1063 Words   |  5 PagesManagement in business and associations is the capacity that facilitates the endeavors of individuals to achieve objectives and targets utilizing accessible assets proficiently and adequately. Management includes planning, arranging, staffing, heading or steering, and controlling an association to achieve the objective. Resourcing includes the arrangement and control of human assets, budgetary assets, innovative assets, and regular assets. Administration is additionally a scholarly teach, a socialRead MoreQuality Management : Management And Management932 Words   |  4 Pageslines, it became more commonly understood that quality management may help organizations to repeat work less often, as the initial product or service that was delivered, was of a higher caliber, resulting favorably for the company as well as for the client. Quality management has now become a more regularly used practice throughout all phases of projects, allowing project managers to operate with a clear, defined process, and letting upper management determine if work should stop short for the sake ofRead MoreThe Concept Of Management And Management1147 Words   |  5 Pagesconcept of MANAGEMENT different or what is exactly the reason that some organizations have great success while others suffering many types of failures? I came to release how far is the difference in a concept of Management in organizations that are operating nowadays around the world. It is controversy issue and a subject for discussion. The concept of Management is wider subject but we are going to focus on two notable aspects, which have the most obvious part of the diversities in management. TheseRead MoreLeadership, Management, And Management1270 Words   |  6 PagesLeadership and management are different. Leadership is the position a person holds as an administrative leader such as CEO-Chief Executive Officer. Management is the act of managing a business which consists of a body of people in positions of administrative authority. Business management consists of officers, directors and other people who have the authority of the business operation, organizations, duties, and work to be done. In management, emphasis is on delivering high quality products and

Monday, May 18, 2020

The Firm Lancaster Colony Corporation - 1108 Words

Kimber Harrison November 1, 2015 FIN Analysis Paper The Firm: Lancaster Colony Corp. Lancaster Colony Corporation specializes in making salad dressings, dips, Texas toast, croutons, and homemade rolls. Lancaster offers retail products as well as foodservice products. It’s top brands include Marzetti ®, New York Brand ®, and Sister Schubert’s ®. The company started in 1961 when several companies combined to be a manufacturer of small glass and housewares products. It wasn’t until 1969, with the purchase of T. Marzetti Company, that Lancaster entered the specialty food business. Lancaster has paid consecutive quarterly dividends since just a few years after its genesis, and part of their strategy is rewarding shareholders through annual†¦show more content†¦The majority of the specialty food market grew between 2012 and 2014, with an overall growth of 19.2 percent. The specialty food industry has been the fastest growing segment of the overall food industry. There have been shifts toward non-GMO foods that are naturally or organical ly produced. This shift is caused by an increase in health awareness, cooking at home, and an increase in environmentally conscience customers. The top cuisines include Mediterranean, Italian, Latin, and Spanish. Balance Sheet According to Lancaster Colony’s Balance Sheet, the company is doing well. Overall, it had consistent growth until it’s fourth year in 2014, where there was a slight dip. While 2015 is lower than 2014, its numbers are still fairly healthy. First, we’ll look at total cash, an important asset for any company. Lancaster’s total cash for 2015 is lower than that of 2014, but it is still higher than the five-year average. Lancaster’s total cash seems to indicate that they are growing at a good rate—not so fast that they can’t keep up, but not too slow so that they don’t have access to the cash they need. Their cash flow is consistent, which is a good sign. Lancaster Colony’s inventories are also notable. There was a sharp decrease in the third year, after which it leveled out. Next, I’ll look at Lancaster’s total current

Tuesday, May 12, 2020

Roles Of A Financial Manager - 861 Words

The Roles of a Financial Manager are many, but their primary goal is to warrant growth of the proprietor’s wealth and to ensure maximum profit of the company. When a financial manager achieves his or her personal goals of a company, they too will be successful, (Moyer, et al, 2008). The decisions of financial managers are capital structure, working capital management and capital budgeting. A financial manager has to decide on the type of investments that the company should undertake (Siegel Shim, 2009). Financial managers help the company make decisions on how the company invests their funds; company has to have a diversity of real assets in order to operate successfully. Most of the company’s assets are tangible, meaning things such as machinery the company use, offices equipment etc.†¦; the company’s trademark, and patents are intangible. In order for the company to pay for all of their assets it has to sell assets, or securities, for instances, if a company borrows money from a financial institution, the financial institution would have that financial asset; in turn that asset gives an institutional claim on the interest payments. Therefore, the company’s real assets need to produce sufficient revenue to satisfy the financial instit ution s entitlements. Their decisions on working capital management involve short-term assets of the corporation, such as inventory, cash, and debtors. In most situation financial accounting of the firm overlaps with financial management,Show MoreRelatedRole of the Financial Manager1139 Words   |  5 PagesRole of the Financial Manager Paper Introduction Shareholders own companies and are therefore entitled to a return on their investments when the companies are performing well. It becomes the financial managers role to ensure that shareholders are receiving a maximum return on their investment. This project will concentrate on defining the different roles and objectives of financial managers in their attempt to maximize shareholder value. Furthermore, the viewpoint of stockholders will alsoRead MoreRole of Financial Manager1220 Words   |  5 PagesRole of the Financial Manager The role of the financial manager has changed drastically during recent years. Previously, financial managers were seen as the stewards of the organization, since they were responsible to ensure the accountability of all organizational assets and to generate accurate financial reports. Today, their main goal is to maximize shareholder value. In order to achieve this goal, they have to be information managers, cost managers, controllers, consultants, and risk managersRead More Role of Financial Manager Essay657 Words   |  3 PagesWhen I think of a financial manager, accountant quickly comes to mind. The role of accountant and financial manager are similar in several ways and often times they work closely together on various projects. The role of an Accountant is to ensure that their organization is run efficiently, make sure their records are accurate, and that their taxes are paid properly and on time. Accountants perform a broad range of accounting, auditing, tax, and consult ing activities for their clients. They recordRead MoreRole Of The Financial Manager On Today s Business World Essay1797 Words   |  8 Pages The role of the financial Manager in today’s business world has been rapidly changing. The change is fuelled by technology innovation in particularly, digital technology and increasing information processing power. Since the financial crisis in 2008, firms have been working to restructure their operations as a means of survival. This has led to the modification of many management roles, more so the role of the Chief Financial Officer (CFO). As a means for survival, firms started by cutting onRead MoreRole Of Financial Manager Responsible For The World s Third Largest Entertainment Corporation Essay2019 Words   |  9 PagesChinese company ranked as the world’s second largest entertainment corporation. During this negotiation, Andy will be the senior manager responsible for permits issues, Kristine will have the role of fina ncial manager responsible for financial demands, Linh will be the marketing manager responsible for press release issues and finally Laetitia will be the international manager responsible for issues regarding visas. Our goal is to find solutions concerning the main issues. Moreover, we would like toRead MoreChoosing A Long Term Career Essay1255 Words   |  6 Pagescomprised of positions such as Company Controller, Director of Finance, as well as Chief Financial Officer. Finance managers act as the responsible party for the financial health of an organization. As a Finance Manager, it is a requirement to both develop and motivate staff. Financial managers require an in-depth working knowledge of the entire financial industry. The Finance manager plays a crucial role in how the organization functions collectively. I will benefit from the information in thisRead MoreFunctional Areas of Business1020 Words   |  5 Pagescoordinating employee benefits, and coordinating employee training and development strategies. Human resources personnel function as consultants to the managers in a business, advising them on issues that relate to the employees and help layout how managers are essential to t he overall success of an organization. The HRM form relationships with managers in the organization, collaborating continuously on how to best develop employees’ skills. In some organizations employees need to have the ability andRead MoreCareer Choice For Becoming A Finance Manager1505 Words   |  7 PagesCareer Choice: Aspiring to Become a Finance Manager Introduction Choosing a long term career is an essential life decision. Therefore, I have concluded that my five-year objective consists of obtaining my degree as well as pursuing a career in Management within the Finance industry. With 15 years of finance experience achieved it makes considerable sense to continue my pursuit within this industry. This provides a significant amount of available career options. Career options include managementRead MoreWhy I Want For A Financial Manager1721 Words   |  7 PagesPart One: Why I Want to Be a Financial Manager It all started a few years back when I realized that I wanted to enter a career in the world of business and finance. However, it came to me after seeing movies about people in the finance world, and after hearing information from my cousins and dad who went to school to study economics and business. Everything about this career path was enormously intriguing to me, and it was something that I knew right away, would be for me. One example of a movieRead MoreCorporate Governance : Walmart Inc.1544 Words   |  7 Pagesout the rights and responsibilities of all the stakeholders within that company. (Brusseau, 2012) The stakeholders can be anyone with interest in the business such as shareholders, governments, communities, customers, suppliers, financiers, and or managers. Corporate governance provides the structure on how the companies will establish their objectives. (Brusseau, 2012) The objectives of the companies also incorporate all levels of management such as plans, performance and key functions that allows

Wednesday, May 6, 2020

Economic Theories and Theorists Essay - 1212 Words

1. Response of socialism to Classical liberalism: Classical liberalism is an ideology that embraces the principles of individualism such as rule of law, individual rights and freedoms, private property, economic freedom, self-interest, competition. Classical liberalism stresses the importance of human rationality. Just as it values, political freedom, classical liberalism also holds freedom to be the basic standard in economics, and believes the most beneficial economic system to be the free market. Whereas, the term socialism, when generally used refers to any ideology that believes that resources should be controlled by the public for the benefit of everyone in society and not by private interests for the benefit of private owners and†¦show more content†¦This began to change in the 1960s and 1970s, and Hayeks theories gradually started becoming more and more widely accepted. Most of Hayek’s work from the 1920s through the 1930s was in the Austrian theory of business cycles and capital and monetary theory. Hayek saw, that the price system did a remarkable job of co-coordinating peoples actions, even though that co-ordination was not part of anyone’s intent. Hayek believed that the market was unplanned and was not designed by anyone. However, it did evolve slowly as a result of human actions. Nevertheless, no market works perfectly causing booms and busts throughout the market. The Boom and Bust Cycles: In Hayek’s opinion one cause for the cause of the booms and bust in a free-market economy, was an increase in the supply of money created by the central bank. Such increases caused an in prices and production, driving down interest rates, making credit artificially cheap. Causing businessmen to make capital investments that they would not have made if they had understood that they were getting distorted price signals from the credit market. However, capital investments are not homogeneous (all alike). Proving that long-term investments are more sensitive to interest rates than short-term ones, just as long-term bonds are more interest sensitive than treasury bills. Therefore, Hayek concluded that artificially low interest rates not only cause investment to be artificiallyShow MoreRelatedThe Marxist Theory Is The Political And Economic Theories Influenced By German Theorists852 Words   |  4 PagesThe Marxist theory is the political and economic theories originated by German theorists: Karl Marx and Friedrich Engels. Marx was born in Germany in 1818 and studied philosophy and law. He was among many the most important authors of sociology and was best known as the â€Å"father of Marxism† (McIntyre, 21). Along with Friedrich Engels, he wrote and published The Communist Manifesto. This document helped shape the revolutions that reconstructed much of the world with over the course of the next centuryRead MoreClassical Economics And Keynesian Economics1124 Words   |  5 PagesClassical Economics and Keynesian Economics has given me the opportunity to form an opinion on this greatly debated topic in economics. After researching this topic in great lengths, I have determined the Keynesian Economics far exceeds greatness for America compared to that of Classical Economics. I will begin my paper by first addressing my understanding of both economic theories, I will then compare and contrast both theories, and end my paper with my opinions on why I bel ieve Keynesian Economics isRead MoreTheory And All Essential Elements863 Words   |  4 PagesIn order to analyze and understand a theory, one must approach it in a scientific manner by utilizing the five-step scientific method to outline the theory and all essential elements. 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When social theorist begin to develop there theoretical perspectives, they seem to have an overwhelmingRead MoreCommodity School1154 Words   |  5 PagesMarketing Theory Commodity School 01.11.2012 [Åžirket adÄ ±nÄ ± yazÄ ±n] Bahcesehir University, MA Marketing What is commodity school and what are strengths and weaknesses of that thought? Marketing theory has been discussed over years. Many theorists had tried to explain marketing thought since it was a separate field apart from economics. In order to indicate progress of the theory; Sheth, Gardner and Garret in the book of Marketing Theory Evolution and Evaluation compiled all schools of marketingRead MoreKarl Marx And The Communist Manifesto Essay1691 Words   |  7 Pagesthe Marxist Theory. Both men were philosophers, however were referred to as revolutionaries. ‘The Communist Manifesto’, was written collaboratively by both Marx and Engels, as they explored the argument that â€Å"history and progress can be seen dialectically as societies shift from one mode of production to another†. This will be argued through a contextual account of Marxism, its development, critiques, and both the dependency theory and critical theory. Marx closely analysed the economic interactionsRead MoreEconomics Essay1090 Words   |  5 PagesEconomics is an ever-changing field of study. Within that area of interest, there are many people who have influenced the world with their individual economic point of view. Some of those people have made a fundamental impact upon not only the United States of America, but also upon the world. Adam Smith, David Ricardo, John Maynard Keynes, Friedrich Von Hayek, Milton Friedman, and Fengbo Zhang are six men who have accomplished just that. Their opinions, actions, and words have forever changed theRead MoreDo You Agree with Conflict Theory1126 Words   |  5 Pagesversus someone who is poor. This is what we call Conflict theory. How conflict theory is applied to our everyday lives can be seen through many different ideas brought about by these conflict theorists. Whether or not I agree or disagree with this theory, will be determined by the factors and situations that conflict theory has to show. Karl Marx, a philosopher, journalist, and revolutionary socialist, is considered the father of conflict theory. He pointed out the continuous competition for power betweenRead MoreSocial Class And The Self1502 Words   |  7 Pagesand referenced studies and whether is it still a useful tool in understanding the relationship between the social class and the self. I will do this by examining the theories of social class and examining them against Bourdieu’s work. 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Compare of Cococolla and Pepsi Companies Financial Statements Free Essays

string(80) " the other hand Saiham textile had only425,320,371 tk total asset in 2003-2004\." Comp In our country textile companies are doing very well business. So many competitors are in this sector. Lots of new companies entered this market. We will write a custom essay sample on Compare of Cococolla and Pepsi Companies Financial Statements or any similar topic only for you Order Now From all of them we choose two cement company for our report. We collect their financial statement amp; analyze them within three methods amp; we identify their comparative advantage. 1. 1 Origin :This is the report comes from our FIN-245 subject. The course instructor Ms. Tarana Majid orally authorized the task of preparing the report to a group of student. She gave this report to learn the way to analyze the financial statements.To follow the syllabus of our subject so we have to do some relevant study based on our report. That’s why this topic comes forward. 1. 2 Scope :We worked on Ashraf textile mills ltd. amp; Saiham textile mills ltd for our report. 1. 3 Limitat ion:We are very happy because we made our report within some limitations and overcome it almost. For prepare this report we faced some barrier. When we prepared this report all necessary data is not available. For this we assume some of the data to complete the report. On the other hand when we go to collect the financial statement we were unable to found our needed statement books.Finally, one limitation was on shortage of knowledge that was reduced to make this report a better one. 1. 4 Sour ce of Data:For our report we collect data for finding amp; analysis. At first we collected the annual report amp; take financial statements of two companies’. We also collected some data from the internet. 1. 5 Methodol ogy : As a rule, we had to follow a particular method for collecting data to complete the report accurately. At first we make Income Statement, Balance Sheet amp; Cash Flow on a excel sheet. Than we analysis the Income Statement amp; the Balance Sheet using the common sizing amp; indexing method.Finally we used the eleven financial ratios for our ratio analysis. 2 2. 0 Brief History of company: Saiham Textile Ltd. Late Syed Sayeed Uddin Ahmed amp; Begum Hamida Banu, in remembrance of whom, Saiham Textile Mills Limited has derived the name of the company; would have been proud to know how well their offspring have managed and extended the organization. Saiham Textile Mills was set up in Noyapara, Hobiganj district in the year 1982 with an annual capacity of 7. 5 m yards of finished cloth. It was equipped with modern and sophisticated machineries from Japan.Initially it was a weaving, dyeing printing and finishing plant. Saiham Textile claims to be the pioneer in introducing the concept of modern fabrics in Bangladesh. They were one of the first textile mills to start international standard polyester fabric, TC fabric, synthetic and Georgette sarees with cross border. The mother company of the present conglomerate is now comprised of different industrial concerns. The entrepreneurship of Saiham, consists of five directors, all from the same family. Although a company run and managed by relatives, the standard and efficiency of the management does not compromise on its quality. Ashraf Textile mills Ltd. Ashraf textile mills ltd is one of the another company which is run and managed by relatives, the standard and efficiency of the management does not compromise on its quality. Addressed: Ashraf Textile Mills Ltd. New DOSH, Mohakhali Dhaka – 1212 Ph : 9887051-53 Fax : 9887033 3 3 . 0 Findings amp; Analysis: According to our report subject our main objective is identifying the difference between two companies financial statement. Also we want to find out which company is more stable amp; which is not stable.From the financial statement we can find out our requirements. In below we give our finding amp; analysis in basis of company’s financial statement. 3. 1 Analyze of Income Statement, Balance Sheet between two companies’s: In below we are going to discuss about the two companies balance sheet, Income Statement amp; Cash flow comparison in a briefly : 3. 1. 1 Balance Sheet Comparison: Assets: From the balance sheet of the both companies we can identify that Ashraf textile had504,741,251 tk total assets in 2005 but on the other hand Saiham textile had only425,320,371 tk total asset in 2003-2004. You read "Compare of Cococolla and Pepsi Companies Financial Statements" in category "Papers"Next year Ashraf textile companies total asset was decreased and Saiham textile company’s total assets increase and in 2007 Ashraf textile reached in167,726,578 tk whereas in 2005-2006 Saiham textile’s total asset436,650,516 tk. For the total asset volume we can say that Saiham textile has more powerful rather than Ashraf textile. Liability: The total liability we saw that Ashraf textile had623,823,012 tk liabilities in 2005 amp; Saiham textile had152,581,718tk only in 2003-2004. Both companies’ liabilities were also increased in next year. But clearly we can comments that Ashraf textile had least liability than the Saiham textile.How ever Saiham textile had the more Net asset than the Ashraf textile. share holder’s equity we can easily understand that Saiham textile had the more equity and it was 818,663,635 tk for 2004-06 amp; Ashraf textile had -1,123,244,182. So we can say that Saiham textile had the more investment in the market. 4 3. 1. 2 Income Statement Comparison: From our income statement we can identify that Saiham textile has a profit 74,932,529tk in 2004 amp;52,001,246 tk in 2005 amp;57,295,427 tk in 2006. From this we can say that the profit is decreasing by next two years.And this shows that sale for Saiham textile decreasing during the next two year. On the other hand Ashraf textile is in a loss of-62,609,854 tk in 2005 amp; -122,738,787 tk in 2006 amp;-14,064,257 tk in 2007. They continue their business in loss where Saiham textile doing their business with profitability. 3. 1. 3 Analyzing Common Sizing amp; Indexing: In common size analysis we express the various components of a balance sheet as percentage of the total assets of the company. In addition this can be done for the income statement,but here items are releted to net sales.In Ashraf textile balance sheets over the three year span the percentage of current assets increased. On the other hand Saiham textile current assets fluctuated. We see that Ashraf textile account receivable showed a relative diccreased from 2005 to 2007. Saiham textile account receivable flactuated from 2003-04 to 2005-2006. On the liability amp; equity portion of the balance sheets, Ashraf textile total debt of the company decline on a relative basis from 2005 to 2007. but Saiham textile total debt diccreased in 2004-2005 amp; increased in 2005-2006.The common size income statement show the gross profit/loss margin from year to year. We see that Ashraf textile operating expenses increase year to year amp; in 2007 increases sharply. whereas Saiham textile operating expenses diccreased in 2004-2005 amp; increase again in 2005-2006. In 2005-2007 Ashraf textile’s net profit had negetive percentage, whereas Saiham textile’s net profit increased. In indexes analysis all financial statement items are 100%. In 2006 amp; 2007 Ashraf textile current assets indexed is 91. 53 amp; 9. 95 whereas Saiham textile current assets s indexed is 116. 26 amp; 100. 3 in 2004-2005 amp; 2005-2006. The indexed income statements give much the same picture as the common size income statements – namely, fluctuating behavior. In Ashraf textile income statement total gross loss indexed are 100, 196. 037491 amp; 22. 46332822 in 2005 , 2006 amp; 2007. Whereas Saiham textile’s gross profit are 100, 69. 3974 amp; 76. 4626 in 2003-04, 2004-05 amp; 2005-2006. 5 4. 0 Financial Statement Analysis by ratio: For the performance measurement of Ashraf textile amp; Saiham textile mills Ltd. In below we are going to analysis about the two companies financial statement using ratio analysis.We used 11 methods to analyze the ratio. Here are belongs: 4. 1 Liquidity Ratio: i) Current Ratio: Current assets divided by current liabilities. It shows a firm’s ability to cover its current liabilities with its current assets. In below there is the graph of the two textile company’s current ratio: 0 0. 2 0. 4 ratio year current ratio(Ashraf textile) Series10. 32332 0. 13204 0. 16733 2005 2006 2007 01 2 ratio year current ratio(Saiham textile) Series11. 044 0. 764 0. 982 2003- 2004- 2005- From the graph we can see that Ashraf textile current ratio is 0. 32 times in 2005 and 0. 67 times in 2007. Here we see that current ratio has been decreased and go down in less than 1. On the other hand Saiham textile current ratio is 1. 044 in 2003-04 amp; next two year stay remain but it also be below the 1 and from the Ashraf textile. In the last year for both company we suggested that the current liabilities cannot be covered if existing current asset are liquated at their book values. 6 ii)Quick Ratio: Current assets less inventories divided by current liabilities. It shows a firms ability to meet current liabilities with its most liquid assets. 0 0. 05 0. 1 0. 15 0. 2 ratio ye arQuick ratio(Ashraf textile) Series10. 197173 0. 069725 0. 138913 2005 2006 2007 0 0. 1 0. 2 0. 3 0. 4 ratio year Quick ratio(Saiham textile) Series10. 2643053 0. 15642413 0. 38213114 2003-2004 2004-2005 2005-2006 From the graph we can easily identify that in 2006 Ashraf textile amp; Saiham textile quick ratio is decreased dramatically. We say that in the last year of the both company’s quick ratio increased. But Saiham textile has good position than the Ashraf textile. 4. 2 Financial Leverage debt ratio: i)Debt-To-Equity: Ratios that show the extent to which the firm is financed by debt. – 100 Ratio yearDebt to Equity(Ashraf textile) Series1-5. 239 -2. 17 -1. 253 2005 2006 2007 0 0. 51 Ratio year Debt to Equity(Saiham textile) Series10. 559443 0. 887395 0. 59995 2003- 2004- 2005- If we consider the year 2007 of Ashraf textile, the ratio is -1. 253 that creditors are providing for each tk 1. In the case of Saiham textile in 2005- 2006 the ratio is 0. 599 that creditors are providing. So we can say that Ashraf textile is in a better position than the Saiham textile. 7 ii) Debt-To-Total Asset Ratio: The debt to total asset ratio is derived by dividing a firm’s total debt by its total assets. 0246 ratio ear Sebt to Assets (Ashraf textile) Series11. 235926 1. 854987 4. 95805 2005 2006 2007 0 0. 2 0. 4 0. 6 ratio year Debt to Assets(Saiham textile) Series10. 358745 0. 470169 0. 374981 2003- 2004- 2005- From the graph we can realize that Ashraf textile ratio is more than Saiham textile in their last three year. We know that the higher the debt to assets ratio, the greater the financial risk; the lower the ratio, the lower the risk. So Ashraf textile has more risk than the Saiham textile. 4. 3 Coverage Ratio: i) Interest Coverage Ratio: Ratio earning before interest and taxes divided by interest charges.It indicates a firm’s ability to cover interest charges. It is also called times interest earned. 0 0. 51 1. 5 2 2. 5 3 ratio year Interest coverage(Ashraf textile) Series1 Series11. 7272998 2. 7067618 0. 3935626 2005 2006 2007 012345 ratio year Interest coverage(Saiham textile) Series14. 3453871 3. 1634257 2. 5946142 2003- 2004- 2005- This ratio serves as one measure of the firm’s ability to meet its interest payments and thus avoid bankruptcy. The higher the ratio the greater company could cover its interest payment without difficulty.So analyze after the two graphs we can said that Saiham textile has more interest coverage than the Ashraf textile Cement. Ashraf textile ratio is fluctuated highly in 2007. 8 4. 4 Activity Ratio: i) Receivable Turnover: the receivable turnover ratio provides insight into the equality of the firm’s receivables and how to successful the firm is in is collections. This ratio is calculated by dividing receivables into annual net credit sales. 0 20 40 60 80 100 120 140 Days year Receivable turnover(Ashraf textile) Series1 101 6 125 2005 2006 2007 0 10 20 30 40 50 Day Ye ar Receivable turnover (Saiham textile)Series1 14 6 42 2003-2004 2004-2005 2005-2006 From the graph we can say that Ashraf textile received their receivable money from the buyers within 101 days in 2005, 6 days in 2006 amp; 125 days in 2007. On the other, Saiham textile received within 14 day in 2003-2004, 6 day in 2004-2005 and 42 days in 2005-2006. Eventually we can say that Saiham textile was received money within short time rather than the Ashraf textile. ii) PAYABLE TURNOVER: There may be occasions when a firm wants to study in own promptness of payment to suppliers or that of a poten tial credit customer.This ratio is calculated by dividing purchase into total A/C payable. 0 50000 100000 150000 200000 250000 300000 350000 400000 Days year Payable turnover(Ashraf textile) Series1 138 276 360420 2005 2006 2007 05 10 15 20 25 30 35 Days year Payable turnover(Saiham textile) Series1 35 10 15 2003-2004 2004-2005 2005-2006 From the graph we can say that Ashraf textile paid their payable money to the sales within 138 days in 2005, 276 days in 2006 amp; 360420 days in 2007. On the other, Saiham textile paid within 35 day in 2003-2004, 10 day in 2004-2005 and 15 days in 2005-2006.Eventually we can say that Saiham textile was paid money within short time rather than the Ashraf textile. 9 iii) INVENTORY ACTIVITY: To help determine how effectively the firm is managing inventory and also to gain an indication of the liquidity of inventory. This ratio is calculated by dividing inventory into COGS. 0 100 200 300 400 Days year Inventory Activity(Ashraf textile) Series1 60 53 369 2005 2006 2007 0 50 100 150 200 250 Days year Inventory Activity(Saiham textile) S eries1 170 225 176 2003-2004 2004-2005 2005- 2006 The figures tell us how many days, on average, before inventory is turned into accounts receivable through sales.Here we see that Ashraf textile was faster than Saiham textile in case of inventory activity. iv) TOTAL ASSET TURNOVER: The relationship of net sales to total assets is known as the total asset turnover, or capital turnover. 0 0. 1 0. 2 0. 3 0. 4 0. 5 0. 6 0. 7 ratio year Total asset turnover(Ashraf textile) Series10. 6780095 0. 4476056 0. 05087134 2005 2006 2007 0 0. 1 0. 2 0. 3 0. 4 0. 5 0. 6 0. 7 0. 8 ratio year Total Asset turnover(Saiham textile) Series10. 77632571 0. 56348701 0. 5969018 2003-2004 2004-2005 2005-2006 The median total asset turnover for the industry is 1. 66.For this ratio analysis we saw that Ashraf textile amp; Saiham textile both are less efficient than the industry in this regard. On the other hand Saiham textile is in a better position than the Ashraf textile. 10 4. 5 Profitability Ratio: i) PROFITABILITY RATIO IN RELATION TO SALES: The ratio we consider is the gross profit margin or simply gross profit divided by net sales. 0 0. 51 1. 5 2 2. 5 3 3. 5 4 ratio year Profitability in ratio to sales(Ashraf textile) Series12. 1829524 2. 6889593973. 648320722 2005 2006 2007 1. 74 1. 75 1. 76 1. 77 1. 78 1. 79 1. 8 1. 81 1. 82 1. 83 ratio year Profitability in relation to ales(Saiham textile) S eries11. 773060426 1. 820902862 1. 780171958 2003- 2004 2004- 2005 2005- 2006 It is a measure of the efficiency of the firm’s operations, as well as an indication of how products are priced. From the above graphs we saw that Ashraf textile has relatively more effective at producing and selling products above cost.ii)PROFITABILITY RATIO IN RELATION TO INVESTMENT: this profitability ratio relates profits to investment. One of those measures is the rate of return on investment, or return on asset. -2 -1. 5 -1 – 0. 50 ratio year Profitability in relation to investment(Ashraf textile) S eries1-0. 35798631 -0. 507839396 -1. 707107588 2005 2006 2007 0 0. 005 0. 01 0. 015 0. 02 0. 025 ratio year Profitability in relation to investment(Saiham textile) Series10. 023235772 0. 018004789 0. 023118956 2003- 2004 2004- 2005 2005- 2006 The standard ratio compares for this is nearly 8%. From our analysis we found that Saiham textile ratio simply fluctuates. Their percentage is not so good. On the other handAshraf textile had negative percentage from 2005- 2007. 11 5. 0Conclusion: We examine the analysis of Ashraf textile amp; Saiham textile mills ltd. We see that the liquidity position is nit good both of the company.Comparatively Saiham textile better than Ashraf textile mills ltd. Ashraf textile mills ltd. should change the credit policy amp; proper use of its assets. The profitability ratio of Ashraf textile mills ltd. Good than the Saiham textile mills ltd. The company should avoid the use of debt; otherwise company would be fall into bankruptcy. 12 6.Bibliography: i) Annual report- -Ashraf textile mills ltd. For the year of 2005, 2006 amp; 2007. -Saiham textile mills ltd. For the year of 2003- 2004, 2004-2005 amp; 2005-2006. ii) Fundamental of financial management (Twelfth edition) -James C. Van Horne amp; John M How to cite Compare of Cococolla and Pepsi Companies Financial Statements, Papers

Sports And Agression Essay Research Paper Sports free essay sample

Sports And Agression Essay, Research Paper Sports and Aggression A Research Paper Presented to # 8212 ; # 8212 ; # 8211 ; at # 8212 ; # 8212 ; # 8212 ; # 8212 ; # 8212 ; # 8212 ; # 8212 ; # 8212 ; # 8212 ; # 8212 ; # 8212 ; # 8212 ; # 8211 ; In Partial Fulfillment of the Requirements for English 12A By # 8212 ; # 8212 ; # 8212 ; # 8212 ; # 8212 ; # 8212 ; # 8212 ; # 8212 ; Period 1 March 27, 2000 Make athleticss make aggressive behaviour, or merely attract people who are already aggressive? Aggression and athletics have gone together every bit long as athleticss have been around, be it the participants themselves, to the parents, managers, or witnesss, they merely seem to be an inseparable portion of each other. The term force is defined as physical assault based on entire neglect for the well being of ego and others, or the purpose to wound another individual ( 2. Coakley ) . Intimidation normally does non do physical injury, but frequently is designed to bring forth psychological effects, enabling one individual to physically over power or rule another. These statements as defined by the writer, Jay J. Coakley, is what people today have made a must portion on athletics. Pleasure and engagement athleticss perfectly can non be grouped with power and public presentation athleticss when in relation to aggression.Pleasure athleticss are merely played for pleasance. Mark is normally non maintain. The jocks take parting are normally on juncture making it for merriment and exercising. A bulk of jocks who have been playing athleticss since they were small, have likely been pounded into their caputs that to be successful in athletics, you need to be aggressive, and at some times, unneeded. Besides that to acquire what you want, you have to travel at it with all force. Not that this is incorrect but, this attitude in today # 8217 ; s society has been a major job factor to the jocks when they get older, to acquire into problem with the jurisprudence. Those long-run effects of so called subject, patterns develops these destructive behaviours. ( 9. Montague ) Although some people are still in belief that aggressive behaviours in all signifiers, are grounded int o inherent aptitudes, but they besides relate these actions to athleticss. Their parents played, who were known for their aggressive behaviour, so the kid feels that they have to populate up to that outlook. ( 6. Storr ) Athletes do hold to be aggressive to a point, so that the squad can organize a scheme to win. There is besides a bound to aggression when it turns into force. Peoples might state that it # 8217 ; s non aggression or force, it # 8217 ; s merely adrenaline pumping. Adrenaline International Relations and Security Network # 8217 ; t even similar to force. Aggression, possibly, but nil that would be harmful to anyone else. This might be a factor to why contact athleticss are so popular. For illustration, football, hockey, rugger, wrestle, and packaging. Contrary to anticipations of replete theory, several surveies show that contact athleticss exist and thrive in the same societies that have high rates of aggression and force. Unfortunately, another belief is that cont act athleticss Teach subject, self-respect, and self-defence. ( 8. May ) Contact athleticss aren # 8217 ; t a positive manner to learn these things. Bing physically tough aid, but it besides needs to be left on the field when the game is over. This can besides take to the maltreatment of household, girlfriends, fellows, friends, and any other individual who gets in their # 8220 ; manner # 8221 ; , because jocks use these athleticss as a manner to acquire their aggression and cholers out. ( 10. Hauser, Powers, Noam ) Other # 8217 ; s might reason that it # 8217 ; s skill, and non in the least manner violent. Although we truly can # 8217 ; t give a heterosexual and to the point reply to the inquiry # 8220 ; Is aggression an Instinct? # 8221 ; We can state that in adult male, as in other animate beings, there exists a physiological mechanism, when stimulated, it rises both subjective feelings of choler and to physical alterations, which relate to contending. This is easy set of f, and like other emotional responses, it is really stereotypic, and natural. Just like one individual is like a really angry individual ; they resemble one another at the psychological degree. The manner in which worlds adapt to and command their feelings of fury. ( 5. Toch ) The mechanisms in which these organic structure alterations, the maps that come about is still wholly misunderstood. ( 5. Toch ) Experiments from animate being # 8217 ; s show that it appears that there is a little country from the base of the encephalon in which the feeling of choler starts. This, from which is sent to the nervous urges that cause the blood force per unit area to lift. This country is called the hypothalamus. Its map is to organize responses like choler. ( 3 Diamond ) The relationship between choler, fury, and force, and abnormal psychology that is unnatural, or unnatural in human behaviour and experience. Peoples demonstrate their choler reactions in different ways. Similar to most human be haviour, force has a significance that it merely seems # 8220 ; senseless # 8221 ; or # 8220 ; meaningless # 8221 ; to the extent that we are unable to understand it. Most force starts the fiery human emotions of choler and fury. Not all violent behaviour has its beginnings in choler and fury ; some of it is learned, as mentioned before. Some force is driven chiefly by as Friedrich Nietzsche referred as # 8220 ; the will to power # 8221 ; . In other words, fury. ( 3. Diamond ) Fury is an instinctual and defensive reaction to severe emphasis, or physical menace. This is an automatic physiological reaction that people portion with animate beings. This response to serious menace is referred to by Walter Cannon as the # 8220 ; fight or flight # 8221 ; response. It # 8217 ; s the first defence for the endurance of the species. Any other menace to the continued physical being, a individual would hold the inherent aptitude to seek to go forth, or if they can # 8217 ; T, so physic ally support them by assailing the beginning of the menace. ( 7. Hawkynss, Fredman ) Associating to the fact that work forces are more aggressive than adult females are, surveies shown in several instances those testosterone degrees in immature work forces particularly are. The high degrees of endogenous testosterone seem to promote behavior seemingly intended to rule, to heighten one # 8217 ; s position over other people. ( 9. Montague ) Sometimes aggressive behaviour is aggressive, it # 8217 ; s evident purpose being to bring down injury on another individual, but frequently laterality is expressed nonaggressively. Measurement of testosterone at a individual point in clip presumptively index of a adult male # 8217 ; s basal testosterone degree, predicts many of these dominant behaviours. Numerous carnal experiments, this one specific to gnawers, show that raising testosterone additions aggressiveness. This is in relation to the laterality and antisocial behaviour related to the persons. An person can be said to move dominantly if it # 8217 ; s evident purpose is to accomplish or keep high position, to obtain power influence, or valued privileges. Rodents do typically rule sharply, but it isn # 8217 ; t true of worlds. Much of interpersonal behaviour is overtly or subtly concerned with pull offing laterality and subordination without doing physical injury. It is harder to place cases of aggression of a dominating motivations, things related to spiritual forfeits. It is understood that motives are different from different state of affairss for laterality and aggression. ( 1. Felson, Tedeschi ) Clinical scientific discipline assumes that all work forces are capable of bloody destructiveness. It maintains that image with most people who do off with their hates and, and although There are some cases where this attempt fails. Some people are so diffident about their aggressiveness that when they are provoked in the least small manner, they become so violent t hat they are intolerable. Even a little reappraisal of violent behavior suggests that force International Relations and Security Network # 8217 ; t blind, and random. Members of active packs are often nonviolent when separated from their members. Many highly unsafe people seem to specialise in certain countries of victims. This is in relation to taking the aggressiveness off the field. There is sometimes a relationship between being violent and being socially improper. Violence normally takes topographic point in certain circles, certain scenes, and on certain occasions. If force is truly unsighted and random, it # 8217 ; s difficult to understand why we should happen so much in specific state of affairss. Does a adult male assault his married woman instead than the jock who messed up merely because she # 8217 ; s available? Violence can # 8217 ; t be associated with angry detonations. There is form and signifier to force. Patterns of destructiveness show systematically, and the y relay from individual to individual. As for each of us, force seems to be tied to a restricted scope of life state of affairss. It seems to reflect intent, and implies the presence of concealed significances. So, how do we fulfill it? How is it provoked? How do violent people map? ( 4. Stepansky ) The degree of testo sterone circulating in the blood stream may impact ruling or aggressive behaviour by triping receptors in variety meats or the nervous system. Concentrating on immature males who have passed through pubescence. There are associated studies that show a comparatively high degree of testosterone with dominant, aggressive, or antisocial histrions including several surveies of work forces in gaol. The scientists found that no important testosterone difference between those who fought in prison, and those who did non, between the ages of 18 to 35. However, captives with a anterior record of force and aggression related offenses, they had a significantly higher testosterone degree than those without a history. In the age group of 18to 45, sorted into the same groups, those with chronic aggressive behaviour, those socially dominant without physical aggressiveness, and those who were neither aggressive or dominant, their testosterone degrees were non significantly different between the aggres sive and dominant groups, but they besides had significantly higher testosterone than the group that was either aggressive or dominant. ( 7. Hawkynss, Fredman ) A similar survey was tested on college hockey participants. ( 1. Felson, Tedeschi ) They studied 14 male college participants ages 18 to 23, and found a important correlativity between testosterone and manager evaluations of player’s aggressiveness in respond to menace. Another survey was done on four male doctors. Ranging from ages to 23 to 38, they were confined on a boat for a two hebdomad holidaycruise. The testosterone degree to be correlated with the physician’s assertiveness and dominant behaviour, as ranked by three adult females on the boat. Overall, there is considerable grounds from a assortment of scenes that in work forces, go arounding testosterone is correlated with dominant or aggressive behaviour, and antisocial norm breakage. Correlation doesn’t connote any ground, and the inquiry is st ill being pondered, â€Å"Is high testosterone a cause of dominant and antisocial behaviour? † ( 9. Montague ) There has besides been argument whether or non that adult females can be as aggressive and dominant as work forces. Despite considerable guess that testosterone is associated with aggression or position in adult females, the literature is few and far between. Scientists report that testosterone degrees in 55 adult females increased the position of their businesss. Another survey was done with adult females who were patients in a neurological clinic, found significantly higher testosterone degrees among comparatively aggressive patients compared to less aggressive 1s, but they besides differed in diagnois, and doing the comparing suspect. ( 5. Toch ) The issue of sex differences has been addressed by inquiring how work forces and adult females respond to an indistinguishable competitory state of affairs. Testosterone was given by spit to immature work forces and adult females before, during, and after viing with a same sex spouse in a picture game. The hormonal response to the competition was different in each sex. Males showed the usual pre – competition rise in testosterone, but females did non. Males did non demo the usual consequence that testosterone degrees of victors is higher than that of also-rans, seemingly because the picture game produced no temper difference between male victors and also-rans. A temper difference was produced between female victors and also-rans, but the female showed no specific response to the competition. These consequences show that the result of the competition on testosterone specific to work forces. ( 7. Hawkynss, Fredman ) From research lab consequences and athletic surveies, the testosterone degree rises in work forces expecting a competition, irrespective of the eventual result competition. Generalizing to the street, endocrine degrees should be elevated in immature work forces who are invariably ag ainst assaults on their reputes. Of class, testosterone degree is besides affected by the result of the competition, so relentless also-rans might be hormonally down, but most work forces, those with assorted result or better, should hold elevated testosterone degree. ( 3. Diamond ) Leaving behind the historic roots of the South, there may be a general hypersensitivity to diss in any subculture that is, or one time was organized around immature work forces who are invariably constrained by traditional community agents of societal control, as after occurs in frontier states, packs, among Gypsies, and after societal dislocation or natural diseases. When immature work forces place particular accent on protecting their images and reputes, and they are non restrained from making so, laterality competitions become necessary, the trademark of male to male interaction. ( 5. Toch ) To construe racial differences in testosterone, a comparing of black and white male childs ages 6 to 18 old age s, largely preteens, showed no important race different in testosterone. By maturity, black males do hold significantly higher testosterone degrees than white males, perchance reflecting the higher defensive demands on black work forces during maturity. ( 10. Hauser, Powers, Noam ) The mutual linkage between endocrines and behavior suggests that if testosterone degrees among immature work forces in the interior metropolis are highlighted by their changeless defensive position against challenge and these high endocrine degrees in bend encourage farther laterality competitions. Feedback between challenge and testosterone may make a assorted circle, sometimes with deadly effects. ( 7. Hawkynss, Fredman ) During pubescence, the effects of testosterone on behavior appear to work chiefly through long term reorganisations of the organic structure and neurohormanal system, and merely secondary through short term activation. By the terminal of pubescence, normally around 16 old ages, the org anic structure is about at it’s grownup signifier so behavior is affected chiefly by the degree of testosterone circulating in the blood watercourse, which can trip steroid receptors. ( 10. Hauser, Powers, Noam ) There is a string correlativity and experimental grounds that testosterone degrees respond in predictable ways both before and after competitions for position. First, testosterone rises shortly before a competitory event, as if expecting the challenge. Second, after the decision of competition, testosterone degrees in victors rises relative to that of also-rans. Testosterone besides rises after position ratings, and it falls after position demotions, These effects require the presence of appropriate temper alterations. Limited grounds suggests that this form of testosterone responses is specific to work forces. ( 4. Stepansky ) As these surveies have suggested, aggression in athletics is at that place, but the work forces chiefly showcase it. Aggressive people are at tracted to reach violent athletics competitions, to where they can suit in while being violent. On the other manus, athleticss can make aggressive behaviours that could take to worse things. Womans can and will showcase this, but as said before, work forces show a stronger instance of it. Thingss of this nature have been traveling on for centuries, every since the beginning of athletics, unluckily, if these behaviours aren’t controlled, the immature kids might be the 1s to endure by an result that cipher wants to see, making off with athleticss in general. 1977 5. Violent Men ; an enquiry into the pychology of force, Hans Toch 1969 6. Human Aggression, Anthony Storr 19681. Aggression and Violence, societal interactionists positions. , Richard B. Felson and James T. Tedeschi 1993 2. Sport in Society, Issues and Controversies 6th edition, Jay J. Coakley 1998 3. Anger, Madness, and the Daimaonic ; the pyschologists generation of Violence, immorality and creativitiy. Stephen A. D iamond 1996 4. A History of Aggression Freud, Paul E. Stepansky 7. The Creation of Deviance, Interpersonal and organized determiners, Richard Hawkins, Gary Fredman, 1975 8. Power and Innocence, Rollo May 1972 9. Man and Aggression, Ashley Montague 1968 10. Adolescents and their Families, Paths of Ego Development, Stuart T. Hauser, Sally I. Powers, Gil G. Noam 1991 Plants Cited 1. Aggression and Violence, societal interactionists positions. , Richard B. Felson and James T. Tedeschi 1993 2. Sport in Society, Issues and Controversies 6th edition, Jay J. Coakley 1998 3. Anger, Madness, and the Daimaonic ; the pyschologists generation of Violence, immorality and creativitiy. Stephen A. Diamond 1996 4. A History of Aggression Freud, Paul E. Stepansky 1977 5. Violent Men ; an enquiry into the pychology of force, Hans Toch 1969 6. Human Aggression, Anthony Storr 1968 7. The Creation of Deviance, Interpersonal and organized determiners, Richard Hawkins, Gary Fredman, 1975 8. Power and Innocence, Rollo May 1972 9. Man and Aggression, Ashley Montague 1968 10. Adolescents and their Families, Paths of Ego Development, Stuart T. Hauser, Sally I. Powers, Gil G. Noam 1991

Saturday, May 2, 2020

Marketing Consumer Behavior Information of Product

Question: Describe about the Marketing Consumer Behavior for Information of Product. Answer: Activity 1 Sydney Institute is a non-profit organization that applies marketing concept. It is a private institute in Australia that belongs to the education industry. The institute exchanges education services for educational fee. The institute applies marketing concept by studying the needs and requirements of the demography and offering the courses that are in demand as per the requirements of the masses. They target their market and advertise and promote their services to the public so that they can attract students to their institutes (Solomon 2014). The profit is in the form of educational fee that they get from the students of the institute and donations. Billabongs websites throws a lot of light n the surfing, skating and skiing industries. However, it does not offer much information about its products. This can work against the company and can turn out to be its shortcomings. The customer needs and demands depend on the utility they would receive from a product or service. Thus, it is important that more information about a product is provided to the customers and consequently, the product is adequately advertised or promoted to the customers. Displaying of information about the product on the internet is a form of advertisement and promotional activity and scarce information about a product can be the shortcoming of a company. in this case, Billabongs lack of information about the information might pave the way to be the companys undoing since the customers will remain oblivious of the products the company offers to the public. Activity 2 The Nestle Australian website depicts that Australian parents are not aware of the appropriate level of nutrition that is needed by children so that they develop healthy eating habits. According to this survey, which was conducted by Nestle Healthy Active Kids as a part of Raising Nutrition Savvy Kids Report, it was shown that more than 1300 parents were asked about the nutrient portion that was being served to the children (www.nestle.com.au 2016). However, more than 78% were oblivious of the correct nutrition mix and the knowledge of the healthy eating habits fell short. When they were asked particular question, none of the parent could secure full marks regarding diet and nutrition as suggested by the Australian Dietary Guidelines. The purpose of this survey was to incorporate healthy eating habits among kids. Peters Brand Pilsner is the latest product that is being introduced in the market. It can be seen that this is the current product, which is grabbing the attention of the people from youths to adults. The product is a German style pilsner, which is brewed by United Export Breweries (www.beeradvocate.com 2016). This product has a wide demographic reach and is appreciated and purchased by customers ranging from different age group and the reasonable price makes it a successful campaign since the price and the quality of the beer will escalate the sales of it. Activity 3 Household income is the major indicator of the distribution of income of New Zealand. The sources of data like Qualification and occupation shed critical light on the socio-economic level of the Northern Territory. One fact that is important to note in the case of Northern Territory is that income is not the same as wealth. For instance, the high number of retired people in the Northern territory forms the bulk of Household income with low income but they have significant amount of wealth. For the purpose of assessment of household income, it should be viewed as a combination of Household composition and age. There are higher numbers of high income earning group compared to low income earning group. Around 23.8 % comprised of high income earning group (Bray, Gray and Katz 2014). The income of an individual depended on status of the employment, age, qualification etc. The retired people will receive less income. The demographic of the Northern territory and the age pattern of the popu lation has to be studied to understand the income distribution of the place. Activity 4 On evaluating the web services of three fast moving consumer goods company; namely Bega Cheese Company, Coca Cola and Goodmand Fiedler, it was observed that these companies followed the segmented marketing approach. The segmented marketing approach is a systematic approach that these companies adopt as they segment the market into different categories and make the products available for the market depending on their needs and requirements. On evaluation of their market approach, it could be seen that Coca Cola has the most systematic market segmentation approach, followed by Bega Cheese and then by Goodman Fiedler. Coca Cola uses multi-segmenting, which is based on different segments of the market. The company aims at different age groups, ethnicity, lifestyle, income group etc. as a part of the market segmentation policy (Coca-cola.com 2016). This gives the company a clear edge over it rivals. Bega Cheese has a segmented marketing approach. It responds to the market demands based on the different segments it aims to address (Bega.net.au 2016). Depending upon the requirement of the market, and the demographic and geographical location, the company produces cheese and other dairy products. Goodman Fiedler also follows segmented market approach (Goodman Fielder.com 2016). There are certain recommendations that these companies can use to improve its market segmentation. One of this could be investing more in secondary research to have a better understanding of the market. These companies can further break the market segmentation into behavioural segmentation and market their products accordingly. Improving their products or upgrading their products can also be used for improving their market segmentation. Activity 5 The worldwide demographic trends tend to offer business opportunities to various organizations. The population explosion and increasing rate of population growth will mean that that businesses have to increase their production scale and in the process it will increase the profitability of the company. It will mean that the business will have to increase their product portfolio and will have to produce more commodities that will meet the needs and requirements of the consumers. The cultural diversity in a population will present new opportunities to the business to increase their production and introduce diversified products in the market. At the same time, there major rise in urbanisation will lead to rise in fast moving consumer goods. At the same time, the age pattern in the demography of a place will lead to an increase the production scale of a commodity (Leonidou et al. 2013). It can be seen that the health industry is set to benefit from ageing baby boomers. It is seen that the rise in the baby boomers has an important impact on demographic and the health industries is set to majorly benefit from this. The increase i the population of old age people will see improvisation in the technology related to health and medical equipments. The need for better facility of health and social care will lead to improvisation and upliftment of the health and medical industries. Health and medical instruments will seen an increase in the production scale and at the same time the health and nursing industry is seemed to benefit from ageing baby boomers (Leonidou et al. 2013). Reference List Bega.net.au. (2016). Bega Cheese | Real Town, Real Cheese. [online] Available at: https://www.bega.net.au [Accessed 24 Aug. 2016]. Bray, J.R., Gray, M., Hand, K. and Katz, I., 2014. Evaluating new income management in the Northern Territory: final evaluation report.Social Policy Research Centre, University of New South Wales. Coca-cola.com. (2016). Coca-Cola Global: Soft Drinks Beverage Products. [online] Available at: https://www.coca-cola.com [Accessed 24 Aug. 2016]. Goodman Fielder. (2016). Home - Goodman Fielder. [online] Available at: https://goodmanfielder.com/ [Accessed 24 Aug. 2016]. https://www.beeradvocate.com Beers Union Export Brewery, (2016). [online] Available at: https://www.beeradvocate.com Beers Union Export Brewery [Accessed 24 Aug. 2016]. https://www.nestle.com.au. (2016).Home. [online] Available at: https://www.nestle.com.au/ [Accessed 24 Aug. 2016]. Leonidou, L.C., Kvasova, O., Leonidou, C.N. and Chari, S., 2013. Business unethicality as an impediment to consumer trust: The moderating role of demographic and cultural characteristics.Journal of Business Ethics,112(3), pp.397-415. Solomon, M.R., 2014.Consumer behavior: Buying, having, and being. Engelwood Cliffs, NJ: prentice Hall.